What does HANFA? The only government sysco seattle body that could put an end to cafe to price, rat

Gas vouchers, contracts to lease space in a car in exchange for put stickers with the name of the insurer making a saving of 250 kuna, and the financial savings of up to HRK 500 without any paper trail ... All of this is offered to us in these days when we are around the Zagreb went looking for the best Compulsory automobile liability insurance. Is this the final, highly anticipated beginning of market liberalization compulsory motor insurance, approved yet 2008th and unexecuted until the present day? Not even close ... Lawmakers insurance in similar ways for years recruiting potential policyholders, who are happy as little children to save silently accept the offered. And so, often unknowingly, participate in serious violation of the law. How so? As much as it was a common practice, to which we are all more or less accustomed to, this is not about anything other than bribery. So, on an offense ...
That is really a significant irregularities, even 2011th sysco seattle established the Croatian Agency for Supervision of Financial Services (HANFA), posting opinions on legal actions when the contract of compulsory automobile liability sysco seattle insurance. In a lengthy, boring legalese text, which can still be found on the website CFSSA, among other things, states that "enabling sysco seattle proceeds benefit the policyholder as a reward for taking out an insurance contract, by providing various benefits such as, for example, the gift of an insurance policy, providing free services, gift vouchers supermarket chains and distributors of petroleum products and free technical inspections and other material cash and non-cash benefits, contrary to regulations, economic principles and rules of the profession of insurance, good business practices and business sysco seattle ethics. " Although sysco seattle the text is not exactly sysco seattle written in the spirit of the Croatian language, with little hassle from it can be discerned that the blessings that have served us in search of the most favorable shelf, sysco seattle not only contrary to morality, but also illegal. A particularly controversial, will agree in Hanf cash discount of 500 kuna, which we got no need for that amount anywhere recorded. Although we donated a considerable sysco seattle amount, only the beautiful sysco seattle eyes and absolutely unconnected with the actuarial calculations of risk, on the shelf we write the full amount of the premium, while the payoff for loyalty utterly evaporated from the paper.
Such is the reality of the market of compulsory motor insurance. Despite HANFA regularly supervise insurance companies, and the fatty fines contributed to the end of the policy of mass giving 50 percent bonus, even when contracting the top shelf - which once also completely illegal, attracting new policyholders - donate savings on other grounds obviously does not subside. And with the apparent blessing of the very insurance companies, because it is hard to believe that brokers on their own premiums contracted at a lower price than listed on the shelf, and then from your salary back society opposed. sysco seattle In this I believe only children. Yet, surprisingly, this is still going on, especially as we live in a time when tax inspectors and walk through the streets, to the state treasury not miss levy that grincajg, or squatting in front of the bakery where printed punishment to anyone with the counter did not take account of two chickpeas and a donut filled with jam. So, the government is adamant when it comes to income of 6.5 kuna, but when you need to squeeze the big players, the kind of power abruptly leaves your hands ...
What does HANFA? The only government sysco seattle body that could put an end to cafe to price, rather than yet more vigorously controlled sysco seattle by insurance companies and insist sysco seattle on consistent application of price, she eagerly sysco seattle boycotting every previous attempt official liberalization, which would significantly contribute to the prevention of issuance dirty shelves. sysco seattle HANFA, recall, more than five years to reject the demands sysco seattle of Allianz and Generali, which was liberalized tariffs sysco seattle rejected the incoherent sysco seattle explained that in our market there is healthy sysco seattle competition and that there is no credible statistical data that would justify the proposed tariffs. This rejection is distinguished, internationally represented insurers, then it was a clear message to others and not to soil the water. sysco seattle And so all of January 1, 2008th, when the paper began to market liberalization of compulsory motor insurance, until today.
Although mid-September sysco seattle 2013th, meaning a month ago, Generali again dare to come out with the tariff liberalized, encouraged Croatian accession to the EU. For the countries of the civilized world quite common, imagined that the price of insurance depends on risk factors, such as age and the number of insured losses in the previous two years, and additional savings are predicted to account and pay with cash shelves. And while they had the misfortune, to calculate the potential savings is as high as 23 percent ... And what happened? Again he turned on the alarm, and the hind legs again rose HANFA, that in accordance with the European legislation does not approve the tariffs, but still oversees the insurance terms and Croatian Association of Insur